Cheap Insurance / Best Buy Insurance Companies




Insurance is there to provide protection from the risks associated with every day life. It is an essential part of our well-being and peace of mind.

Insurance is available for a vast amount of risks. Whilst the different types of cover available are not the same, the basic principles of insurance are used throughout the industry from insuring your home or factory, to protecting your health or employees.



  • Make sure you are clear about what the policy does;
  • Check the terms and conditions;
  • Check the insurer's approach to dealing with claims - how quickly do they usually settle, what percentage are paid



A.M. Best - Insurance Information Resource  - http://www.ambest.com/
The A.M. Best Company is a worldwide insurance-rating and information agency with more than 100 years of history. Offices are located in the United States, the United Kingdom and Hong Kong. A.M. Best is the largest and longest-established company devoted to issuing in-depth reports and financial-strength ratings about insurance organizations. Its flagship publication and database, Best's Insurance Reports, offers the largest coverage of insurers and reinsurers in the United States, Canada, the United Kingdom and worldwide of any interactive rating organization.
American Insurance Association (AIA)  - http://www.aiadc.org/
The American Insurance Association ("AIA") is the leading property - casualty insurance trade organization, representing more than 450 insurers that write more than $115 billion in premiums each year. AIA member companies offer all types of property - casualty insurance, including personal and commercial auto insurance, commercial property and liability coverage for small businesses, workers' compensation, homeowners' insurance, medical malpractice coverage, and product liability insurance.
American Risk and Insurance Association (ARIA)  - http://www.aria.org/
The American Risk and Insurance Association (ARIA) is the premier professional association of insurance and risk management scholars and professionals.
Coalition Against Insurance Fraud  - http://www.insurancefraud.org/
The Coalition Against Insurance Fraud is the nation's only anti-fraud watchdog that speaks for consumers, insurance companies, legislators, regulators and others. In the "Consumer information" section you'll learn all about insurance scams: what they are, how insurance scams work, warning signals you should watch for, the price we all pay, how to avoid insurance scams, and how to report insurance fraud.
FirstGov for Consumers  - http://www.consumer.gov/
FirstGov for Consumers is a "one-stop" link to a broad range of federal information resources available online.
Insurance Information Institute (III)  - http://www.iii.org/
The mission of the Insurance Information Institute (I.I.I.) is to improve public understanding of insurance -- what it does and how it works. The Insurance Information Institute is recognized by the media, governments, regulatory organizations, universities and the public as a primary source of information, analysis and referral concerning insurance.
National Association of Insurance Commissioners (NAIC)  - http://www.naic.org/
The mission of the NAIC is to assist state insurance regulators, individually and collectively, in serving the public interest and achieving the following fundamental insurance regulatory goals in a responsive, efficient and cost effective manner, consistent with the wishes of its members.
National Insurance Crime Bureau (NICB)  - http://www.nicb.org/
The National Insurance Crime Bureau is a not-for-profit organization that receives support from approximately 1,000 property/casualty insurance companies. The NICB partners with insurers and law enforcement agencies to facilitate the identification, detection and prosecution of insurance criminals. If you believe insurance fraud is being or has been committed, Report Insurance Fraud.






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